Wednesday, September 24, 2008

Behind the Scenes Charlie Pinson Insurance KY

Health Fair Heather


Heather Stiltner belts out a tune at Health Fair

All work and no play makes a Kentucky insurance office a boring place to be. So once in the while, you just gotta take a break. Even better if you can have fun and do a good deed. That's what our insurance receptionist, Heather Stiltner, did this morning.



Anita Frantom, Social Worker for Pikeville Medical Center and wife of agent  Mark Frantom  asked if we could spare Heather for a few minutes to kick off the hospital's Health Fair in the Park. Hey, we're not some big wall street high roller...and Heather is a key part of our team...but we needed a break. Heather is a terrific vocalist favoring tunes by Bonnie Rait, Janis Joplin and Carrie Underwood.



We all took turns "manning" Heather's reception desk, so she could go sing...and we even managed to switch out so everyone caught a snippet of her performance. We're proud of Heather, and hope you got to see her belt them out this morning.



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Heather Stiltner is a full time Kentucky insurance receptionist with Charlie Pinson Insurance Ky. In her spare time, she is also a local vocal performance.

Tuesday, September 23, 2008

Refrigerator out? Safe Food tips

Department for Public Health Issues Guidelines for Safe Eating

The thousands of Kentuckians left without electricity after high-powered winds swept through the state Sunday afternoon are strongly encouraged to follow food safety guidelines endorsed by the Kentucky Department for Public Health (DPH) to prevent food contamination and related illness.

DPH staff recommends keeping freezers closed to maintain the proper temperature for frozen foods. A full freezer will hold the temperature for approximately 48 hours and for 24 hours if the freezer is half full.

DPH cautions that a refrigerator will only hold its temperature for about four hours, meaning food items such as milk, dairy products, meats, eggs and leftovers should be placed in a cooler surrounded by ice if the outage lasts for more than four hours. Dry ice can be used to keep refrigerators cold. If the outage lasts for several days, 50 pounds of dry ice should preserve food in an 18-cubic foot full freezer for two days. (You must be careful when handling dry ice. Never touch dry ice with bare hands or breathe its vapors in an enclosed area. Dry ice is frozen carbon dioxide, a gas).

“Horrible situations like this one emphasize the need for emergency preparedness in the home,” said William Hacker, M.D., DPH commissioner. “Food that is improperly stored or handled can lead to foodborne illness, which can be debilitating and in some cases life threatening.”

If left without power, purchase one or more coolers, ice and a digital, dial or instant-read food thermometer, DPH recommends. Public health guidelines also recommend keeping appliance thermometers in the refrigerator and freezer, no matter how long the power has been out. The refrigerator temperature should be 40 degrees Fahrenheit or below; the freezer should be 0 degrees Fahrenheit or lower.

“If you are not sure a particular food is cold enough, take its temperature with a food thermometer,” said Hacker.

DPH recommends limiting the opening of freezer and refrigerator doors, even if an appliance has been out but returns to function within a couple of hours. If the freezer is not full, DPH strongly advises that poultry and meat items be grouped away from other foods to prevent juices from contaminating other items.

When the refrigerator and/or freezer are operating again, follow these guidelines to decide what to do with foods:

· Refrigerated foods should be safe as long as power is out for no more than four hours.

· Throw out any perishable food in your refrigerator, such as meat, poultry, lunchmeats, fish, dairy products, eggs and any prepared or cooked foods that have been above 40 degrees Fahrenheit for two hours. Bacteria can multiply to unsafe levels under these conditions.

· Fresh fruits and vegetables are safe as long as they are still firm and there is no evidence of mold or sliminess.

· If an appliance thermometer was kept in the freezer, read the temperature when power comes back on. If the appliance thermometer stored in the freezer reads 40 degrees Fahrenheit or below, the food is safe and may be refrozen.

· If a thermometer has not been kept in the freezer, check each package of food to determine the safety.

· If the food still contains ice crystals or is 40 degrees Fahrenheit or below, it is safe to refreeze.

· Raw meats, poultry, cheese, juices, breads and pastries can be refrozen without losing too much food quality.

· Prepared food, fish, vegetables and fruits in the freezer can be refrozen safely, but food quality may suffer.

“Remember, you can’t rely on appearance or odor of the food to determine if it’s safe,” said Hacker. “Food that has thawed or was held above 40 degrees Fahrenheit for more than two hours should be thrown out because bacteria may multiply to unsafe levels.”

To remove spills and freshen the freezer and refrigerator, DPH recommends washing with a solution of two tablespoons of baking soda dissolved in one quart of warm water. To absorb any lingering odors, place an open box or dish of baking soda in the appliance.

Thursday, September 18, 2008

Insurance and Financial Institutions in Turmoil...What does it all mean?

Joyce Pinson, Kentucky Insurance agent


As the marketing director for  Charllie Pinson Insurance KY  the question of "Where does the industry go from here?" has been on my mind this week. Insurance giant, AIG, has sure taken a beating and of course had a government bailout.



As a Kentucky independent insurance agent, I am surely grateful that our agency has many companies to offer our clients; not just one company. We represent Progressive, Hartford, Safeco, Travellers, Farmers and several other  Kentucky Auto Insurance  providers. We also represent AIG; but the point is we offer our clients the power to choose.



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In this day when big companies continue to swallow up smaller companies it's hard to keep up. Safeco was bought by Liberty Mutual. Wachovia, Merrill Lynch, Lyman Bros, and others are all in the news with dramatic changes.



It just goes to show you that bigger is not always better. Sure, we want to grow our business, just like any other successful business. But at the same time, with too rapid growth of overhead pursueing "the next level" of success comes at the costs of reducing profitablility. You spend more money; but make less profit. They called that the "Law of Dimishing Returns" when I was an econmics student.



With all the turmoil, you have to be watchful. As for Charlie Pinson Insurance KY  we are going to stick with what we know....offering our clients downhome personal service with the choice of doing business with numerous insurance companies. Sometimes, it's fun to be the hare...but the slow and steady turtle always wins the race.



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Joyce Pinson is the marketing director for Charlie Pinson Insurance KY, and it's sister Kentucky health insurance agencies. Joyce attended the University of Kentucky majoring in Agricultural Economics.

Flue Shots...Get'em while they are available!

Governor Beshear Encourages Kentuckians to Get Influenza Vaccinations; Increased emphasis this year aims to protect more children with flu shots



LEXINGTON, Ky.  (Sept. 12, 2008) – With influenza season just around the corner and an ample supply of vaccine expected this season, Governor Steve Beshear joined state and local health officials at the Lexington-Fayette County Health Department today to urge Kentuckians to get a flu shot or nasal vaccine spray — and to encourage parents to make sure children older than 6 months also receive protection against the flu.



“The best way to protect yourself and your family against the flu is to receive the flu shot or nasal vaccine spray. This year the federal government has released new recommendations that emphasize the need for most children over 6 months of age to receive annual flu vaccinations,” said Gov. Beshear. “Ensuring that all eligible children and adults are vaccinated helps protect the health of our communities at large, by reducing the flu’s spread and severity.”



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The Centers for Disease Control and Prevention’s (CDC) Advisory Committee on Immunization Practices’ (ACIP) updated recommendations for the coming flu season include:





  • • Annual vaccination of all children aged 5-18 years;

  • • Children aged 6 months through 4 years (59 months) continue to be a primary focus of annual vaccination efforts because these children are at a higher risk for flu complications compared with older children;

  • • Children aged 6 months-8 years should receive two doses of vaccine if they have not been vaccinated previously; and

  • • Healthy, non-pregnant people aged 2-49 years can receive either the flu shot or the nasal vaccine spray.



The focus on increasing vaccination among children reflects the serious health effects the flu can potentially cause among this population. Children younger than 2 years old — even healthy children — have a high risk of ending up in the hospital if they get the flu, and children 2-5 years old are more likely to be taken to a doctor, urgent treatment center or an emergency department due to the flu, according to the CDC. Each year in the U.S., as many as 20,000 children under age 5 are hospitalized because of the flu.



Kentucky expects local health departments and private providers to have plenty of vaccine on hand for this year’s season, and clinics are already being scheduled at many locations around the state. For information on vaccine availability, Kentuckians should contact their health provider or local health department.



“It’s important that children and others receive a flu vaccine each year to ensure maximum protection,” said Kraig Humbaugh, M.D., state epidemiologist at the Department for Public Health.



The flu season can begin as early as October and last as late as May, but usually peaks between January and March. September, October and November are good months to be vaccinated for flu because it takes about two weeks for immunity to develop and offer protection against flu. However, vaccination can be given any time during the flu season. Infection with the flu virus can cause fever, headache, cough, sore throat, runny nose, sneezing and body aches.



Immunization is strongly recommended to protect Kentuckians 65 and older and those with a chronic disease such as heart disease, cancer, asthma or diabetes. Healthy individuals 50 to 64 are also strongly recommended to receive flu vaccine.



In addition to flu vaccine, the officials encouraged all adults 65 or older and others in high-risk groups to ask their health care provider about the pneumococcal vaccine. This vaccine can help prevent a type of pneumonia, one of the flu’s most serious and potentially deadly complications.



Caused by bacteria, pneumococcal disease can result in serious pneumonia, meningitis or blood infections. According to the CDC, pneumococcal disease kills more people in the U.S. each year than all other vaccine-preventable diseases combined. Nationally, between 20,000 and 40,000 deaths are attributable to flu and pneumonia each year, with more than 90 percent of those deaths occurring in people age 65 and older.



For more information on influenza disease or the availability of flu immunizations, please contact your local health department or visit DPH’s flu Web site at http://www.chfs.ky.gov/dph/Influenza.htm.



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Wednesday, September 17, 2008

Mark Frantom, Incoming Pikeville Kiwanis President

Mark Frantom, Kentucky Insurance Agent, with wife Anita at Kentucky-Tennessee District Kiwanis Convention

Behind the scenes



Mark Frantom , the personal lines manager here at  Charlie Pinson Insurance KY  recently attended the annual Kiwanis District Convention held in Kingsport, TN. He was accompanied by his wife, Anita, and fellow Pikeville Kiwanians Roger Davis and Randy Thomas.



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Frantom, the incoming President for the Pikeville Kiwanis Club, attended a variety of seminars including Leadership Training for Club presidents. Highlights of the gathering included the Governor's banquet, Installation of new district officers, a trade show, and arts and crafts fair.




We at Charlie Pinson Insurance are very proud of Mark's efforts as a community leader. In addition to his work with the Pikeville Kiwanis, Mark is active with Pikeville College's football team and a his son's Cub Scouts and little league sports.



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Mark Frantom is a licensed Kentucky independent insurance agent. Mark writes a variety of coverages including Kentucky auto and motorcycle. Mark is especially fond of collectible cars, and enjoys seeing what cool vehicles he can help insure. Contact Mark at 606.433.0031.

Wednesday, September 10, 2008

Kentucky Small Business Resources Recieve Economic Boost

U.S. Congressman Hal Rogers (KY-05) announced today that the U.S. Department of Agriculture (USDA) has awarded a $251,848 Rural Business Enterprise Grant to Morehead State University (MSU). This funding will be used to enable the University’s East Kentucky Small Business Development Centers (SBDC) in Morehead, Ashland and Pikeville, to continue providing business resources to stimulate the economy and spur job growth in southern and eastern Kentucky.



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“With these USDA funds, MSU, through these regional small business development centers, will be able to expand an already extensive mission by putting invaluable professional consulting resources and important business analyses directly into the hands of local companies,” Rogers said. “In a global economy with constantly changing market dynamics, our industry leaders must stay ahead of the curve, understand their financing options, and constantly innovate with new techniques and business plans to bolster operations. This assistance translates into job creation, cost-savings, and business growth for the citizens of Southern and Eastern Kentucky.”



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MSU’s East Kentucky Small Business Development Centers serve a 25-county area in eastern Kentucky. The centers provide one-on-one counseling, technical assistance, and group training programs for small and emerging businesses in the service region. In addition, the funds will be used for a Regional Entrepreneur Conference and a Women’s Business Symposium.



This grant was provided by the United States Department of Agriculture (USDA) Rural Development



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Tuesday, September 9, 2008

Finalist Southeastern KY Excellence in Entrepreneurship

Charlie Pinson with EKU Business and Technology Dean Robert Rogrow

Congratulations to Charlie Pinson, Insurance Agent



The annual 2008 Excellence in Entrepereneurship Awards Luncheon for Southeastern Kentucky was recently held at the Center for Rural Development in Somerset, Ky. A joint program of Eastern Kentucky College of Business and Technology, the Kentucky Highlands Investment Corporation, and The Center for Rural Development the program honors a variety of business entities and budding entrepreureurs. The competition Awards include Not for Profit, Start-up business, For Profit Small Business with less than 25 employees, and For Profit Small Business with more than 25 employess.



Pikeville Business man, Charlie Pinson, was recognized as a top finalists in the Not for Profit less than 25 employee category. Other Pike Countians recognized included Stephanie Richards with Artists Collaborative Theatre for a Non-Profit entity, and Shannon Wright with Wright Concrete and Construction in For-Profit business with over 25 employees. Emily Coleman, a high school student from Elkorn City, was on the first place team for the 2008 Entrepreneurial Leadership Institute.



Pinson comments,"Pike County is a great place to do business. Like most small businesses, we have had our challenges, but we keep plugging along. I cannot imagine anywhere else I would want to be."



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Charlie Pinson is a  Kentucky Independent Insurance agent,  licensed throughout the Commonwealth of Kentucky. Charlie is partner in three insurance agencies, and is known as "The Voice of Pikeville College Bears."  Get Kentucky Auto Insurance Quotes  Get Kentucky Health Insurance.