Tornado Safety

It's never a good thing when my Mom calls and says she is heading for the basement. With the recent warm weather being slammed by a cold front blast, conditions have been ripe for tornado activity in parts of Kentucky. Such was the case last night.

Having worked for the University of Kentucky Weather Center during my collegiate days, I am abit addicted to storms. I even built our new house so I could watch the storms roar up our mountain river valley. When everybody else is headed for cover, I am out on the porch with binoculars revelling in the turmoil. Probably not too smart....but I've been a storm junkie since I was a little kid.

What's the difference between a tornado watch and tornado warning?

So for my prudent readers, who wisely do not take unnecessary risks during storms, here's the skinny. A tornado watch means all the weather geeks are hovering around their Doppler's WATCHING for tornadoes. Conditions are right for tornadoes; but none have been spotted. A tornado WARNING means the weather gurus have seen a tornado and you had best get under cover. Move it!

What to do in case of a Tornado?

Here's what the government says to do in case of tornado   Tornado Safety.  
NOAA has great instructions for all kinds of situations you may find yourself in.

What the page doesn't cover is having flashlights handy, a couple of blankets, and a battery or solar powered radio on hand. Electric is sure to go out. Blankets can be thrown over your body to help protect yourself from flying debris. And of course a radio can let you know when danger has passed.

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Charlie Pinson Insurance KY is a Kentucky insurance agency serving all of Kentucky. With over a decade of experience, Charlie Pinson Insurance KY, offers a variety of Kentucky insurance products.

Kentucky Motorcyle Insurance Tips

Rev it Up! Get ready for bike season in five simple steps

There’s nothing like cruising down the open road on your motorcycle – the wind in your hair and a few bugs in your teeth.

Before you hit the highways and byways this season, make sure your insurance policy is up to speed so that you and your bike are protected.
Here are a few tips from the experts at Progressive and  Charlie Pinson Insurance Kentucky:

• 1. Make sure your insurance policy is still in force. Some companies have a winter layaway period when some coverages are restricted. Check with your insurance company to see if you have any type of limited coverage.



• 2. Update your policy. Let your insurance company know about any changes like additional riders, a new address or customized parts. A quick call to your independent agent can secure coverage that meets your needs.



• 3. Cover customized parts. Parts such as chrome plating, a new paint job, saddlebags or special rims usually increase the value of your bike. If you’ve added custom parts or equipment, make sure they’re protected.



• 4. If you don’t need it, drop it. If you own an older bike, check its value. Don’t pay for coverage that you don’t need. Consider dropping collision coverage if the premium equals 10 percent of the bike’s market value. Understand, however, that you won’t be covered if your bike overturns or collides with another object.



• 5. Shop around. Prices can vary from company to company, so shop around. Another tip: If you purchase comprehensive and collision coverage, consider raising your deductibles. This can lower the cost of your physical damage coverage.

For Kentucky Motorcyle insurance check out Kentucky independent insurance agent  Charlie Pinson Insurance Ky.

Kentucky Insurance Ky Insurance Agent

Charlie Pinson Insurance Ky. is a Kentucky independent insurance agent representing many Kentucky insurance carriers for you  Kentucky auto insurance  and Kentucky car insurance.