Pikeville KY YMCA announces "Silver Sneakers"

The Pikeville Area YMCA introduces the SilverSneakers Program. Founded in 1992, the SilverSneakers Fitness Program is the nation's leading exercise program designed exclusively for older adults and offers an innovative blend of physical activity, healthy lifestyle and socially-oriented programming that allows older adults to take greater control of their health.

The unique SilverSneakers program is now available at The Pikeville Area Family YMCA at no additional cost to eligible Medicare members with the HUMANA  & AARP Health insurance plans.

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SilverSneakers offers an innovative blend of physical activity, healthy lifestyle and socially oriented programming that allows older adults to take greater control of their health. This class includes work for all major and minor muscle groups addressing strength, flexibility, muscular endurance, balance, coordination, agility, speed and power. The class includes a warm-up and rhythmic range of movement, stretch, work and resistance tools, cool down, final stretch and relaxation segment. It is a total body conditioning class in which students use hand-held weights, elastic tubing with handles, a SilverSneakers play ball and a chair for standing and/or seated support.

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To enroll in the SilverSneakers Program, bring your health plan membership ID card and a photo ID to The Pikeville Area Family YMCA. There will be a Senior Advisor and other friendly staff to guide you through the process!
The SilverSneakers Classes are offered at the following times: Mondays: 9:30 am; Tuesdays: 8:45 am & 5:30 pm; Wednesdays: 8:45 am; Thursdays: 8:45 am & 5:30 pm; and Fridays at 9:30 am.

Any questions? Call the Pikeville YMCA at 433-9622 or visit the YMCA online at www.pikevilleymca.org.

Article Courtesy Pike County Chamber of Commerce

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Charlie Pinson is an independent Kentucky Health Insurance Agent representing several Kentucky insurance companies including Humana Health Insurance. Humana recently partnered with the Pike County Chamber of Commerce to offer group health insurance rates to Chamber members.

Behind the Scenes Charlie Pinson Insurance KY

Health Fair Heather

All work and no play makes a Kentucky insurance office a boring place to be. So once in the while, you just gotta take a break. Even better if you can have fun and do a good deed. That's what our insurance receptionist, Heather Stiltner, did this morning.

Anita Frantom, Social Worker for Pikeville Medical Center and wife of agent  Mark Frantom  asked if we could spare Heather for a few minutes to kick off the hospital's Health Fair in the Park. Hey, we're not some big wall street high roller...and Heather is a key part of our team...but we needed a break. Heather is a terrific vocalist favoring tunes by Bonnie Rait, Janis Joplin and Carrie Underwood.

We all took turns "manning" Heather's reception desk, so she could go sing...and we even managed to switch out so everyone caught a snippet of her performance. We're proud of Heather, and hope you got to see her belt them out this morning.

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Heather Stiltner is a full time Kentucky insurance receptionist with Charlie Pinson Insurance Ky. In her spare time, she is also a local vocal performance.

Kentucky Small Business Resources Recieve Economic Boost

U.S. Congressman Hal Rogers (KY-05) announced today that the U.S. Department of Agriculture (USDA) has awarded a $251,848 Rural Business Enterprise Grant to Morehead State University (MSU). This funding will be used to enable the University’s East Kentucky Small Business Development Centers (SBDC) in Morehead, Ashland and Pikeville, to continue providing business resources to stimulate the economy and spur job growth in southern and eastern Kentucky.

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“With these USDA funds, MSU, through these regional small business development centers, will be able to expand an already extensive mission by putting invaluable professional consulting resources and important business analyses directly into the hands of local companies,” Rogers said. “In a global economy with constantly changing market dynamics, our industry leaders must stay ahead of the curve, understand their financing options, and constantly innovate with new techniques and business plans to bolster operations. This assistance translates into job creation, cost-savings, and business growth for the citizens of Southern and Eastern Kentucky.”

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MSU’s East Kentucky Small Business Development Centers serve a 25-county area in eastern Kentucky. The centers provide one-on-one counseling, technical assistance, and group training programs for small and emerging businesses in the service region. In addition, the funds will be used for a Regional Entrepreneur Conference and a Women’s Business Symposium.

This grant was provided by the United States Department of Agriculture (USDA) Rural Development

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Finalist Southeastern KY Excellence in Entrepreneurship

Congratulations to Charlie Pinson, Insurance Agent

The annual 2008 Excellence in Entrepereneurship Awards Luncheon for Southeastern Kentucky was recently held at the Center for Rural Development in Somerset, Ky. A joint program of Eastern Kentucky College of Business and Technology, the Kentucky Highlands Investment Corporation, and The Center for Rural Development the program honors a variety of business entities and budding entrepreureurs. The competition Awards include Not for Profit, Start-up business, For Profit Small Business with less than 25 employees, and For Profit Small Business with more than 25 employess.

Pikeville Business man, Charlie Pinson, was recognized as a top finalists in the Not for Profit less than 25 employee category. Other Pike Countians recognized included Stephanie Richards with Artists Collaborative Theatre for a Non-Profit entity, and Shannon Wright with Wright Concrete and Construction in For-Profit business with over 25 employees. Emily Coleman, a high school student from Elkorn City, was on the first place team for the 2008 Entrepreneurial Leadership Institute.

Pinson comments,"Pike County is a great place to do business. Like most small businesses, we have had our challenges, but we keep plugging along. I cannot imagine anywhere else I would want to be."

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Charlie Pinson is a  Kentucky Independent Insurance agent,  licensed throughout the Commonwealth of Kentucky. Charlie is partner in three insurance agencies, and is known as "The Voice of Pikeville College Bears."  Get Kentucky Auto Insurance Quotes  Get Kentucky Health Insurance.

Charlie Pinson Insurance KY...Finalist in Excellence In Entrepreunership Awards

2008 EXCELLENCE IN ENTREPRENEURSHIP AWARDS

RICHMOND, Ky. − Eastern Kentucky University’s College of Business and Technology, Kentucky Highlands Investment Corp. and The Center for Rural Development will present the 2008 Excellence in Entrepreneurship Awards (EIEA) on Monday, Sept. 8 during a 11:30 luncheon program at The Center’s headquarters in Somerset, Ky.
Eastern Kentucky University President Dr. Doug Whitlock will serve as emcee for the event and Kentucky Economic Development Cabinet Secretary John Hindman will serve as the keynote speaker.

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The annual award was established in 2001 to honor excellence in entrepreneurship throughout Eastern and Southern Kentucky. Awards will be given in four categories – Business, Small Business, Start-Up, and Non-Profit Business – and are determined by the economic success of the enterprise, contributions to the community, job creation and operational achievement as measured by innovative business practices, superior safety achievement and superior technology.

The 2008 awards program will include recognition of the Excellence in Entrepreneurship Collegiate Business Concept Challenge award honorees and the first place team in the youth Entrepreneurial Leadership Institute Business Concept Competition.

“We’ve seen that small companies comprise the engine that drives most of our economy,” said Dr. Robert Rogow, dean of EKU’s College of Business and Technology. “We want to do whatever we can through our partnership to foster small-business development and recognize those who’ve been successful in developing companies in Eastern and Southern Kentucky.”

Finalists in the four business categories are:

For-Profit Business: Mr. Richard Rednour, II, owner/president, Rednour Properties, LLC, Clay City, Ky.; Mr. Terry E. Forcht, president/CEO, Forcht Group of Kentucky, Corbin, Ky.; Mr. Shannon Wright and Mr. Kendall Wright, owners, Wright Concrete & Construction, Inc., Dorton, Ky.

For-Profit Small Business: Mr. Jerry W. Rice, owner, Panco Wood Shop, Oneida, Ky.;  Mr. Charlie Pinson,  president/owner,  Charlie Pinson Insurance, Pikeville, Ky.;  Mr. Steve Taylor, president, EST Tool & Machine, Inc., Brodhead, Ky.

Start-Up Business: Mr. Brant Poore, president, and Mr. Raymond Sears, vice-president, Information Capture Solutions, LLC, Williamsburg, Ky.; Mr. Brian Floyd and Mr. Scott Floyd, owners, Floyd Industries, LLC, Liberty, Ky.; Ms. Cindy and Mr. Norm Kelly, owners, EZ Care, LLC, Richmond, Ky.

Not-For-Profit Entity: Ms. Stephanie Richards, artistic director, Artists Collaborative Theater, Elkhorn City, Ky.; Mr. Lonnie Cowan, executive director, Chronic Pain Support Group, Inc., offices in Clark, Jessamine, Bourbon, Laurel, Boyle, Montgomery, Madison and Taylor counties, Ky.; Ms. Debbie Long, executive director, God’s Food pantry of Pulaski County, Somerset, Ky.

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“Supporting entrepreneurs and small businesses is at the heart of the mission of The Center for Rural Development,” said Lonnie Lawson, president and CEO of The Center, “and the encouragement and recognition of Kentucky’s future business leaders is fundamental to the realization of that mission.”

Jerry Rickett, president and CEO of Kentucky Highlands Investment Corp., said “Entrepreneurs are visionaries and risk-takers vital to any community. Whether they succeed or fail, their tenacity and adventurous spirit need to be recognized and applauded. That’s what the Excellence in Entrepreneurship Awards is about.”
2007 award recipients were Stephen P. Branscum, president, Branscum Construction Co., Inc., Russell Springs, Ky – For-Profit Business; Barbara Napier, owner, Snug Hollow Bed & Breakfast, Irvine, Ky. – For-Profit Small Business; Lowell Land, president, Acres of Land Winery, Richmond, Ky. – Start-Up Business; and Wilma
Kelly, executive director, Beattyville Housing and Development Corp., Inc, Beattyville, Ky. – Not-For-Profit Entity. Award recipients in the Collegiate Business Concept Challenge were Patti Holly and Lauren Hale, student honorees; Dr. Bill Davig, EKU Business advisor; and Eastern Kentucky University as the sponsoring school. Also honored at the luncheon was the 2007 Entrepreneurial Leadership Institute Business Concept Challenge team of Rebekah Smith, Staffordsville; Michael Wright, Stanford; Kenna Trent, Morehead; and Richie Mathes, Corbin.
Award winners from previous years will receive invitations to the annual EIEA program and be recognized for their achievement.

For more information on the Monday, September 8 EIEA luncheon program, please visit www.eiea.eku.edu and follow the EIEA links. Information can also be found on the Web at www.centertech.com by following the EIEA links. Reservations for the program are $20 per person and may be made by calling The Center for Rural Development at (606) 677-6000 or by e-mail at enea@centertech.com. Checks should be made payable to The Center for Rural Development and mailed to: The Center, Attn: EIEA Luncheon, 2292 S. Hwy. 27, Somerset, KY 42501.

To be eligible for the Excellence In Entrepreneurship Awards competition, businesses must be in one of the following 55 Eastern and Southern Kentucky counties: Adair, Bath, Bell, Boyd, Boyle, Breathitt, Carter, Casey, Clark, Clay, Clinton, Cumberland, Edmonson, Elliott, Estill, Fleming, Floyd, Garrard, Green, Greenup, Harlan, Hart, Jackson, Jessamine, Johnson, Knott, Knox, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, McCreary, Madison, Magoffin, Martin, Menifee, Metcalf, Monroe, Montgomery, Morgan, Owsley, Perry,  Pike,  Powell, Pulaski, Rockcastle, Rowan, Russell, Taylor, Wayne, Whitley, or Wolfe.

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Charlie Pinson Insurance KY  is a Kentucky Independent Insurance agency offering Kentucky insurance throughout the Bluegrass state. Representing many different companies, the agency provides many choices to it's valued customers.

Kentucky Highway Safety

Nine Fatalities Reported on Kentucky Roadways Last Week (July 14th - 20th)

(FRANKFORT, Ky.) - Preliminary statistics* indicate that nine people died in eight separate crashes on Kentucky roadways from Monday, July 14 through Sunday, July 20, 2008. Seven of the fatalities involved motor vehicles and five of those victims were not wearing seat belts. Motor vehicle crashes occurred in Boyle, Knott, Madison, Taylor and Webster counties. A double-fatality motor-vehicle crash occurred in Russell county.

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A motorcycle fatality occurred in  Pike county  and the suspected use of alcohol was a factor. The victim was not wearing a helmet.

A bicycle fatality occurred in  Jefferson county  when a motor vehicle struck the bicycle as it was exiting I-65 onto the outer loop. The victim was not wearing a helmet.

Through July 20, preliminary statistics* indicate that 403 people have lost their lives on Kentucky roadways during 2008. This is 73 fewer than reported for this time period in 2007. Of the 315 motor vehicle fatalities, 197 victims were not wearing seat belts. Of the 42 motorcycle fatalities, 23 were not wearing helmets. Eleven people have been killed in ATV crashes and 10 of those were not wearing helmets. Thirty-three pedestrians have been killed. A total of 79 fatalities have resulted from crashes involving the suspected use of alcohol.

Citizens can contribute to highway safety by reporting erratic drivers to the Kentucky State Police toll-free at 1-800-222-5555. Callers will remain anonymous and should give a description of the vehicle, location, direction of travel and license number if possible.

*These statistics are still preliminary as KSP waits for all local law enforcement agencies throughout the state to report any crashes and fatalities that may have occurred in their areas.

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Pikeville KY Health Screening Offered Tomorrow

National College’s Pikeville Campus to Host Community Health Fair
Event will offer free health screenings

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PIKEVILLE, KY – The Pikeville Campus of National College (www.national-college.edu; 606-478-7200), located at 50 National College Boulevard, will host a community health fair on Thursday, July 17 from 1:00 p.m. to 5 p.m.

Free health screenings will be offered including vision, skin damage, blood pressure, glucose, and cholesterol. Consultants will also be available for smoking cessation, weight loss, personal training, and healthy tanning. The college’s medical students will be on hand for osteopathic manipulation.

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The Pike and Floyd County Health Departments will offer two fascinating exhibits. Entertainment will be provided by WXCC 96.5 and 93.1 WDHR. Admission to the fair is free and refreshments will be provided.

The Pikeville campus has served the area since 1975 and offers a career-oriented education. Students may choose from five associate degree programs, or eleven short-term diploma programs in business, computers, and health care.

National College operates a total of 24 campuses in Virginia, Kentucky, Tennessee, Ohio, and Indiana, serving more than 10,000 students annually.

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Charlie Pinson Insurance KY,  and it's sister agencies  Triple B Insurance  and C & B Insurance, are Kentucky Independent insurance agencies offering a variety of products and services including Kentucky Health Insurance, Kentucky Car Insurance and Kentucky Life Insurance.

Kentucky Fourth of July Vehicle Fatalities

Six Die on Kentucky Roadways During Four-Day July 4th Holiday Period

(FRANKFORT, Ky.) - Preliminary statistics* indicate that six people died in six separate crashes on Kentucky roadways during the four-day July 4th Holiday period, Thursday July 3 (6:00 p.m.) through Sunday, July 6, 2008 (11:59 p.m.).

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Three of the fatalities involved motor vehicles and one of those victims was not wearing a seat belt. Motor vehicle crashes occurred in Graves, Harlan and Union counties. One of the crashes involved the suspected use of alcohol.

Two ATV fatalities occurred and both involved the suspected use of alcohol. The crashes occurred in Hopkins and   Pike counties.  Neither victim was wearing a helmet. One motorcycle fatality occurred in  Jefferson county.

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Through July 6, preliminary statistics* indicate that 379 people have lost their lives on Kentucky roadways during 2008. This is 56 fewer than reported for this time period in 2007. Of the 296 motor vehicle fatalities, 186 victims were not wearing seat belts. Of the 38 motorcycle fatalities, 21 were not wearing helmets. Thirteen people have been killed in ATV crashes and twelve of those victims were not wearing helmets. Thirty-one pedestrians have been killed. A total of 74 fatalities have resulted from crashes involving the suspected use of alcohol.

Citizens can contribute to highway safety by reporting erratic drivers to the Kentucky State Police toll-free at 1-800-222-5555. Callers will remain anonymous and should give a description of the vehicle, location, direction of travel and license number if possible.

*These statistics are still preliminary as KSP waits for all local law enforcement agencies throughout the state to report any crashes and fatalities that may have occurred in their areas

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A Kentucky independent insurance agency,  Charlie Pinson Insurance KY  serves all of Kentucky including  Louisville KY  Lexington KY   and   Pikeville Ky.

Understanding your Auto Insurance Policy

What is covered by a basic auto policy?

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Your auto policy may include six coverages. Each coverage is priced separately.

1. Bodily Injury Liability

This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission.

It’s very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money. Definitely consider buying more than the state-required minimum to protect assets such as your home and savings.

2. Medical Payments or Personal Injury Protection (PIP)

This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.

3. Property Damage Liability

This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else’s car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit.

4. Collision

This coverage pays for damage to your car resulting from a collision with another car, object or as a result of flipping over. It also covers damage caused by potholes. Collision coverage is generally sold with a deductible of $250 to $1,000—the higher your deductible, the lower your premium. Even if you are at fault for the accident, your collision coverage will reimburse you for the costs of repairing your car, minus the deductible. If you're not at fault, your insurance company may try to recover the amount they paid you from the other driver’s insurance company. If they are successful, you'll also be reimbursed for the deductible.

5. Comprehensive

This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer.

Comprehensive insurance is usually sold with a $100 to $300 deductible, though you may want to opt for a higher deductible as a way of lowering your premium.

Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. Some companies offer glass coverage with or without a deductible.

States do not require that you purchase collision or comprehensive coverage, but if you have a car loan, your lender may insist you carry it until your loan is paid off.

6. Uninsured and Underinsured Motorist Coverage

This coverage will reimburse you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver.

Underinsured motorist coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss. This coverage will also protect you if you are hit as a pedestrian.

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A Kentucky Independent Insurance Agent, Charlie Pinson offers Kentucky Car Insurance and Kentucky Auto Insurance throughout the Commonwealth of Kentucky including Lexington Car Insurance, Louisville Car Insurance, and  Pikeville Car Insurance.

Pikeville KY State Trooper Crum KSP Trooper of Year 2007

Kentucky State Police Announce Trooper of the Year

Date of News Release: 05/08/2008 Kentucky State Police

(Frankfort, KY) - The Kentucky State Police named Pikeville, Ky.-resident Edward R. Crum "2007 Trooper of the Year" at a ceremony held today at the University Club in Louisville. Thirty-nine other troopers and four private citizens were also recognized for acts of meritorious service and achievement, valor, bravery, life-saving acts, professionalism and dedication to duty.

An 18-year veteran of the Kentucky State Police, Detective Crum is assigned to KSP Post 9 in Pikeville, which covers Floyd, Johnson, Magoffin, Martin and Pike counties.

Capt. Jeff Caudill, commander of Post 9, described Crum as "an aggressive investigator and one of the most highly skilled accident reconstructionists in the state."

In 2007, in addition to his normal investigative workload, Crum conducted 100 collision reconstructions, assisted other KSP troopers with 82 collision investigations and assisted other agencies with 55 collision investigations. He also completed 67 downloads from vehicle electronic control modules to assist in collision investigations. As a member of KSP's Accident Reconstruction Team, he was activated three times.

Crum was also the lead investigator in a series of armed robberies in his post area and his persistence resulted in arrests that are now awaiting prosecution.

A native of Elkhorn City, Ky., Crum is a 1983 graduate of Elkhorn City High School and a 1985 graduate of Mayo State Community College in Paintsville. He is the son of Jim and Brenda Crum of Pike County.

Twenty-one troopers were named Trooper of the Year at the post or branch level. They include:

• Trooper Thomas M. Clifton --Post 1-Mayfield


• Trooper Derek A. Smith--Post 2-Madisonville


• Detective Scott A. Skaggs --Post 3-Bowling Green



• Detective Jon Paul Taylor--Post 4-Elizabethtown


• Trooper Seth B. Willis--Post 5-Campbellsburg


• Trooper Christopher D. Steward--Post 6-Dry Ridge



• Trooper Robert R. Purdy--Post 7-Richmond


• Detective Christopher S. Fearin--Post 8-Morehead


• Detective Edward R. Crum--Post 9-Pikeville KY



• Trooper Walter S. Szczepan--Post 10-Harlan


• Detective Michael Bowling Jr.--Post 11-London


• Trooper First Class Ronald Turley--Post 12-Frankfort



• Trooper Charles J. King--Post 13-Hazard


• Trooper Craig Morella--Post 14-Ashland


• Trooper Fredrick R. Cornett--Post 15-Columbia



• Trooper Thomas M. Hampton, Jr.--Post 16-Henderson


• Trooper First Class Ricky Underwood--Special Operations


• Detective Marcus W. Hopkins--East Drug Enforcement



• Detective Timothy N. Simpson--West Drug Enforcement


• Trooper First Class Mack Rayburn--Administrative Division


• Detective Christopher L. Frazier--Technical Services Division

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Our Kentucky Insurance agency  congratulates all the above troopers on a job well done. We are especially pleased to congratulate Edward "Eddie" Crum, who lives and works in our hometown.Get Kentucky Insurance Quotes.

Kentucky Young Drivers and Kentucky New Graduates

Across the Commonwealth, May is traditionally college graduation month. As new graduates enter the workforce, rent their first apartment, look for their first real job, consider employee benefits, and insure their first car their plate is pretty full. Graduation is a time of celebration; but the "real world" can be overwhelming.

A resource that might be helpful is Insure U-Get Smart About Insurance .  While not specific to Kentucky Insurance, the website by the National Association of Insurance Commissioners is a good starting point for new Kentucky insurance consumers.

There are interactive quiz surveys and thought provoking articles. Of course, consulting a Kentucky Insurance agent can help guide new graduates through the process.

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Charlie Pinson is a Kentucky Insurance agent and part-time Kentucky sportscaster. He is "The Voice of Pikeville College Bears" and is very involved with high school and college athletes. Charlie maintains a Kentucky sports blog focusing on student athletes. His Kentucky Insurance agency offers Kentucky car insurance, renters insurance, life insurance, and a variety of insurances for business professionals.

KY Insurance Agency salutes our Secretary Heather Stiltner

Happy Secretary Day!

As a Kentucky independent insurance agency,  we get dozens and dozens of calls a day. Figuring out what the client needs, and getting them to the right person is not always an easy task....even in a small agency like ours.

Thank goodness for Heather Stiltner! She is the voice of Charlie Pinson Insurance, when you call our office. Heather can get your insurance quote started, check on your bill, and tell you how to get here. Not only that, but she sings while she works! You gotta love that!

So Healther, keeper of the gate, queen of data entry, and melodious voice behind our phone...we salute you! Thanks for all you do! Happy Secretary's day!

Heather Stiltner is a graduate of Shelby Valley High School. When she is not working in our Kentucky insurance office, she sings with a group called "Downtown Groove." Click to send Heather a Kentucky Auto Insurance Quote request.

Come Join the Fun Pikeville KY Hillbilly Days

We're gonna go play

The world of Kentucky Insurance may march on; but this Kentucky insurance agent is ready for a little R & R. It's been a cold dreary winter, and the promise of a glorious mountain spring is literally shouting my name. Did I mention that plate of deep-battered fried oreos mounded high with powdered sugar calling to me?

I don't care if you call me a Hillbilly or not. I just don't. I was born up in the flatlands of Northern Kentucky, educated in the genteel Bluegrass region, and married a fine eastern Kentucky mountain man. I am just as comfortable in a pair of Charles David high heels, as my old cowboy boots. That's the beauty of being a Kentuckian, we have all kinds of choices and when it comes to regionalism, well I'm a little bit of all of them.

With all of that said, I'm signing off for the weekend. Charlie's family is in, including a toddler great nephew we need to spoil. The weather here in Pikeville is fabulous, with not a cloud in the sky. There's several venues for outdoor music around offering everything from Pop, Bluegrass, Christian Rock, and Folk melodies.
(Catch our receptionist Healther Stiltner at the East Ky Expo center plaza on Saturday around 2 PM...the "Downtown Groove")Of course, we'll have a spectacular (or spectacle...depending on your point of view) parade on Saturday, followed by a performance by Kansas at the East Ky Expo.

So I've blogged, the website is open 24/7, and we're gone Hillbillin'. Come on down and be with us!

Charlie Pinson Insurance will be CLOSED at 12:30 Today Friday. For Kentucky Insurance Quotes, Claims, and Information visit our Kentucky Insurance website.

Pikeville KY Small Town with Big Ideas

Hillbilly De-Lux
Pikeville Hillbilly Days in Full Throttle

Yesterday, they started arriving in downtown, swarming like bees to honey. Street vendors, exhibitors, and the Shriner Hillbilly Clans. The city parking structure was a bee hive of activity with locals and tourists vying for the best spots.

Today, the crowd started arriving early. At eleven, Main Street was crowded with folks looking for funnel cakes, lemonade, and fried oreos. Most local businesses are running with a tag-team crew. That is to say, Bubba goes to take a walk around town, while Billy Bob keeps the office open....then they switch places. That's what we are doing here at Charlie Pinson Insurance, except its Heather and I "manning" the office. Charlie is out frying fish at the Rotary booth on Main Street, and Mark has gone to his Kiwanis meeting. I'm thinking of hanging a sign on the door that says "Joyce Pinson Insurance" just for giggles.

In talking with folks over at the Pike County Chamber of Commerce, we are expecting to break last years attendance of 80,000 visitors. Y'all come and be a part of the fun down here in the mountains! (Hillbilly Days is second only to Louisville's Kentucky Derby Festival in attendance.)

Tomorrow, we will close the office down at lunch and join in the fun. If you are coming in for the weekend, the highlight of Hillbilly Days is the annual parade which is scheduled to start at 2 pm on Saturday afternoon along Hambley Blvd. Now, the parade is great, don't get me wrong but our receptionist Heather Stiltner moonlights with a band called "Downtown Groove." They are scheduled to perform at 2 PM in front of the Expo center. More about that tomorrow.

Want to see what's actually shakin' downtown? Check out the Hillbilly webcams at www.kywebcams.com. The camera featuring Hambley Blvd is located just behind our office, near the ninety nine stairs of Pikeville College.

Charlie Pinson Insurance Pikeville KY Office will close at 12:30 on Friday, April 18.
Our website at www.pinsoninsurance.com
will remain open for business.

Charlie Pinson Insurance is headquartered in Pikeville, Ky. We are proud of our mountain heritage and proud of the great strides of progress here in Pike County.We love the River City and Louisville's Derby, we love our Alma mater UK Lexington KY, but home is always where the heart is.

Hillbilly Days 2008 April 17-19 Pikeville KY

Bringing the Family Home

Laugh at the name all you want, Pikeville's Hillbilly Days is the second largest festival in the state. (Louisville's Derby Festival being the largest) The festival brings in thousands of dollars for Lexington's Shriners Hospital for Crippled Children ..and our own Pike County Chamber of Commerce.

Hillbilly Days celebrates mountain culture. And culture we do have...before you picture gun toting, illiterate bare foot ruffians consider this. Pikeville is the third-largest banking center in the Commonwealth. We have Pikeville College, Pikeville Osteopathic School of Medicine, and the new Expo Center. We have a Technical School as well. Don't laugh at us; perhaps you need to reconsider us Hillbillies.

So come on down!

We'll have Bluegrass pickin' in the park. They'll be cloggers that put them River dance folks to shame. They'll be more performances over at the courthouse, and a few pesky politicians too. Folks we haven't seen all winter, will come on off the mountaintops and sit and talk, chew, whittle, pick a guitar, pass around baby pictures, and ride around town on their brand new Harleys.

The folks you see in mock Hillbillly garb are Shriners, or a few "brought on" hillbillies dressing up for fun. (Mostly we don't wear bib-overalls to to office down here....but they are handy when there is some weed eating to do on the hillsides. )You'll see some of the darnedest dare I say "cars" that sputter around in our hillbilly parade. (No we don't insure hillbilly jalopies)

If you get hungry, there is always lots of choices. On Main Street, Charlie Pinson will be frying up fish in the Rotary Club booth. They'll be gyros, Greek salads, Mexican tortillas, elephant ears, funnel cakes, and fried oreos throughout the downtown vendor sections. There is a carnival for the kiddies on the river fill.

Charlie and I look forward to Hillbilly Days, as many of the family members who have left here come on home. We'll get to visit with his brother, his nephews and nieces, and even a new great nephew! On Friday, we'll even shut the office down early. It's not so bad to be a Hillbilly. You ought to try it sometime. It can be enlightening!

Charlie Pinson Insurance will close at
12:30 on Friday April 18

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Charlie Pinson is a member of the Pikeville Rotary Club and the Independent Insurance Agents of Kentucky. Headquartered in Pikeville, Charlie Pinson Insurance offers a variety of insurance products including Kentucky Auto Insurance, Motorcycle Insurance, Homeowners Insurance, and Business Insurance including Workers Compensation. Through our sister agency, Triple B Insurance, we offer Kentucky health insurance for groups, individuals, and families. If you can't come to see us at Hillbilly Days, visit our website at www.pinsoninsurance.comfor online Kentucky Insurance quotes and information.

Kentucky Flooding Creates Home Safety Concerns

Kentucky Cabinet for Health and Family Services
Press Release Date: Thursday, April 10, 2008
Contact Information: Gwenda Bond or Beth Fisher,(502) 564-6786, ext. 3325 and 4012

Water Damage Could Lead to Mold

The Kentucky Department for Public Health (DPH) has issued home safety guidelines to aid Kentuckians left with water damage in their homes due to large amounts of water run-off and flooding throughout the state.

One of the biggest public health concerns linked to water damage in the home is mold, fungi that can be found indoors and out. Molds grow best in warm, damp and humid conditions and spread by making spores.

“Though mold is almost always present in the air, it grows best in damp areas where humidity levels are high,” said Guy Delius, acting director of the public health protection and safety division in DPH. “The recent, heavy rains experienced throughout the state caused flooding in several areas, and many homes experienced water damage. This is a concern for homeowners, not only because of damage to their home, but it also could lead to a mold problem if left untreated.”

To recognize the signs of mold, look for discolored walls possibly showing water damage, or green or black spots apparent on walls. Mold also has a musty, earthy smell, or a foul stench.

“Allergy sufferers are those who are usually affected the most by mold exposure. Symptoms usually include nasal congestion, itchy or watery eyes, wheezing or skin irritation,” said William Hacker, M.D., DPH commissioner and CHFS acting undersecretary for health. “More severe reactions may include fever or shortness of breath. Those who have medical concerns regarding mold exposure should contact their health care provider.”

To decrease exposure and reduce mold in the home, DPH recommends that homeowners keep the humidity level of the home between 40 and 60 percent. The use of an air conditioner or dehumidifier may be used to achieve a lower level of humidity. Always use exhaust fans when showering and cooking. Mold inhibitors for paint are also available from home improvement stores.

For cleaning a small area affected by mold, most homeowners may clean up the mold problem themselves. DPH officials recommend the use of protective glasses or goggles for the eyes. Also wear rubber boots and waterproof gloves and wear clothing that can be washed afterwards. If there is a heavy mold growth area, you may wish to use a basic respirator or suitable mask to prevent breathing the spores.

Other recommendations include:

• Ensure that the area is well ventilated before beginning.



• Remove all previously soaked porous items that have been wet for more than 48 hours and are not able to be cleaned and dried.



• Disinfect hard surfaces; a solution may be mixed of 1 cup of household bleach with 1 gallon of water.



• Contact a mold remediation consultant for severe mold cases.

To prevent mold from coming back, DPH recommends implementing mold prevention efforts in the home. For flooding damage, ensure that the home is properly cleaned and dried out by using the aforementioned steps. For small spots, make sure to remove the source of moisture.

“Mold cannot grow without a source of water or moisture,” said Delius. “By removing the water source, the homeowner can ensure that the mold growth should not return.”

If mold growth persists, the homeowner may want to contact a mold remediation professional for more advice. The source of the problem can also be moisture that is hidden in the home.

For more information on mold, visit the Cabinet for Health and Family Services Department for Public Health Web site at http://chfs.ky.gov/dph/info/phps/mold.htm, or contact your area local health department’s environmental public health office.

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Charlie Pinson Insurance offers Kentucky Flood Insurance cheifly to residents of Pike and Floyd County (Pikeville KY and Prestonsburg KY areas). For more information on Flood Safety visit Charlie Pinson Insurance Ky

If you have a Kentucky Homeowners Insurance policy, it generally does not include flood damages in the coverage. Review your policy with a Kentucky Independent Insurance Agent. Charlie Pinson Insurance does business throughout the state of Kentucky.

Kentucky Festivals and Celebrations

Kentucky Derby Festival kick-off
April 11 Louisville, KY

Hillbilly Days April 17-19
Pikeville, KY

Break out your Sunday go to meeting finest, and your bib overalls too, because it is coming up on time to celebrate Kentucky.

Louisville KY's, Kentucky Derby Festival commences with the "They're Off! Luncheon" on Friday, April 11. Held at the Galt House East, TV personality Deborah Norville will be the featured speaker. The event is sponsored by Norton Healthcare with Bluegrass Family Health listed as a contributing sponsor.

This year's Kentucky Derby Festival boasts over seventy events leading up to "The greatest two minutes in sports" our beloved Louisville Kentucky Derby. Many of Louisville's health insurance providers will be sponsoring events. April 24 and 25 Bluegrass Family Health Insurance is sponsoring the Bluegrass Family Health Running Wild Expo. April 24 will also see Humana Health Insurance's Humana Derby Festival Foundation Academic Challenge. Anthem Blue Cross and Blue Shield health insurance will sponsor a Healthy Lifestyles Showcase on Monday, April 28.

Not nearly as elegant, but certainly as much fun, Pikeville KY rolls out the red carpet for our annual Hillbilly days on April 17. For those of you who don't know, Pikeville's Hillbilly Days is the second largest festival in Kentucky, nudged out "by a nose" by the Kentucky Derby Festival in Louisville. (Forgive the pun...I just couldn't resist)

So what's all this got to do with Kentucky Insurance?

Well, we wanted to acknowlege our Kentucky Health Insurance carriers who support various events across the bluegrass. As for Charlie Pinson Insurance, we will be modifying our office hours to accommodate some of the events. And besides, when the redbuds blossom, the thunder of hoofs fills the air, and this insurance agent's thoughts turn to fancy hats and peep-toed shoes...ya just got to take a minute to thank God we live in Kentucky!

More to come in the days ahead!

Louisville KY Insurance Quotes

Health Insurance Louisville

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Healthy Walking Paths of Pikeville KY Extra Day Added

Let's Do It Again April 2, 2008

Begins 11 AM - Ends 1:30 PM
at Pikeville City Park

Brought to you by the Pike County Diabetes Partnership

Yep, it looked like rain yesterday and so the event was "officially" cancelled. But word did not get to all participants, and by the appointed time to start a crowd had gathered at Pikeville City park yesterday. And so they walked!

However, for those of you who missed it, you can walk today. Four paths are being designated beginning with a half mile, a mile, a mile and a half, and two mile walk. Maps will be available at the city park, and some tours may include guides.

Along the routes, many local professionals and businesses will be providing snacks and refreshments. Our office Charlie Pinson Insurance, an official Down Town checkpoint, will be offering up a variety of apples. Anthem Health Insurance has provided us with brochures discussing blood sugar control.

Y'all come by ya hear!

Healthy Walking Paths of Pikeville KY Pike County Diabetes Partnership

Coming Tuesday April 1, 2008
Healthy Walking Paths Kick-Off
11:30 - 1:30 Pikeville KY City Park

When they call me "well-rounded" I always hope they are talking about my interests and intellect. But who are we kidding? They could be talking about my Rubinesque figure. With summer coming, I have no good excuse not to excersise more. Do you?

Mavis Caudell Lowe, has worked hard to put together four paths throughout the city of Pikeville. The marked paths will give walkers, and out of shape chubbies like me, the option of walking 1/2 mile, 1 mile, 1 1/2 mile and 2 miles. (We met Mavis and her husband John through ballroom dancing.)

I am not sure what Mavis' official title is, but she is a Diabetes Educator with Pikeville Medical Center. So of course she is involved in the Pike County Diabetes Partnership.

This Tuesday, barring a rain reschedule, folks will be able to begin at Pikeville City Park, and follow the paths for the distance of their choice. As part of the kick-off, various businesses and organizations along the way will be providing rest stops. When Mavis asked if Charlie Pinson Insurance would be an official stop, we jumped at the chance. Diabetes runs rampant in some branches of my family, and also in Mark's family. We take that stuff real personal!

Our office is an official stop. We will have Anthem Health Insurance brochures, "Are you in control? Keeping your blood sugar in check." We are also providing a fruit. (Forget about the nuts, they are our employees! Giggle)

So if you live in Pikeville, Pike County, or for that matter anywhere in Kentucky...come on an join us on Tuesday. Mavis always make events fun...and who knows. Maybe we can peel off some pounds together! Let's get healthy!

For More information see todays Appalachian News-Express Pikeville