Monday, April 21, 2008

Kentucky Earthquakes 
Keeping Kids Safe and Informed

Kentucky Insurance Agents Charlie and Joyce Pinson with nephew Jacob

Here are some pretty good resources you might like to share with your kids. When I was in school (back when the IBM selectric typewriters were state of the art) we drilled and drilled for fire safety, tornado safety, and even nuclear disaster. I never once remember drilling for earthquake readiness. My! How times have changed!





###

Joyce Pinson, that's me, is a Kentucky Health Insurance Agent. Nephew Jacob is an inquisitive six year old who asks more questions than I can answer. Hope this helps some of you with your kids. Jacob comes to the office pretty regular, but he is not a licensed Kentucky Insurance Agent! HA Click the link if you need a Kentucky Insurance Quote

Earthquakes felt in Lexington KY 
You Gotta Be Kidding Me

Do we all need Kentucky Earthquake Insurance?



I already blogged on Friday about Kentucky earthquake preparedness,  and I blogged this morning about sources of information for Kentucky Earthquake Insurance. But I focused on Louisville and Western Kentucky, with a mention of folks along the Ohio River in Northern Kentucky. However a few reports are drizzling in from Lexington Ky for today.



Central United States Earthquake Consortium offers up to date Kentucky Earthquake Information



Lexington KY Earthquake Headlines






####

Isn't this crazy? Feel free to post your questions about Kentucky Earthquake Insurance. One of our Kentucky insurance agents will reply. Visit our websiteKentucky Insurance quotes

More about Kentucky Earthquake Insurance

If you did not catch my post on Friday, I will re post a few Kentucky Earthquake Insurance sources. Refer to my Friday blog for Kentucky Earthquake preparedness tips. It was kind of scary to wake up with a phone call from Mom telling me there were tremors in Kentucky's Golden Triangle! So here's a few links to Kentucky Earthquake insurance and information sources.

Kentucky Earthquake Insurance Information





Louisville KY and Western KY




If you have questions about Kentucky Earthquake Insurance please feel free to post them here. One of our Kentucky Insurance agents will reply. Charlie Pinson Insurance is a Kentucky independent insurance agent doing business throughout the Commonwealth for over ten years. Click for Kentucky Insurance quotes and information

US Allergy Capital 
Lexington KY

Surviving Spring in the U.S. Allergy Capital


Media Contact: Keith Hautala, (859) 257-1754, x231 From University of Kentucky News-Lexington KY


LEXINGTON, Ky. (April 14, 2008) − It's hard to imagine a more beautiful place than the Bluegrass in spring, as the dogwoods, redbuds, tulip magnolias and flowering plums burst forth in spectacular displays of color. But for allergy sufferers, the blooms herald the onset of pollen season: three months of sniffling, sneezing, itchy, red-eyed misery.



This year, Lexington has the dubious honor of being in the No. 1 spot on a list of "Spring Allergy Capitals," released last week by the Asthma and Allergy Foundation of America. Lexington jumped from No. 52 last year, but it has topped the list once before, in 2005.



The list, now in its sixth year of publication, ranks the 100 most populous metropolitan areas in the United States, with those near the top deemed "the most challenging places to live with spring allergies." Rankings are determined by a composite score based on pollen score, medication use and allergist-to-patient ratio.



The pollen scores for each city are calculated by assessing the airborne concentrations of more than 40 different types of pollen during the months of March, April and May, and assigning each a relative weight corresponding to the proportion of the local population with a known sensitivity to that specific type. This gives a more accurate picture of local allergy problems than a raw pollen count, said Mike Tringale, a spokesman for AAFA.



Lexington's pollen score this year, based on data collected last spring, was in the 98th percentile, meaning it was higher than 98 percent of all scores. The previous year's score was closer to the middle of the pack, in the 54th percentile. Since pollen counts vary from year to year, a high ranking on this year's list does not give any indication whether this year's allergy season will be worse than any other, Tringale said.



Helping to push Lexington to the top of the list were the high number of medications used per patient (3.4, compared to a list-city average of 2.5) and low number of board-certified allergists per patient (2.8 for every 10,000 patients, compared to an average of 4.1).



Dr. Beth Miller, associate professor at the University of Kentucky College of Medicine and director of the UK HealthCare Asthma, Allergy and Sinus Clinic, says there are plenty of things allergy sufferers can do to make spring more bearable, with avoidance being the strategy she recommends above all others.



"If you know what's making you sick, staying away from it is obviously a good idea," Miller said. "So, keep windows closed, both in the car and at home. Shower after working outdoors, and stay indoors as much as possible on heavy pollen days."



For patients who have symptoms even while practicing avoidance, medical management is the next step. Miller says many patients tend to overmedicate – or to not take the most effective medication for their particular symptoms – so the first step she recommends is consulting a board-certified allergist.



"Your doctor can work with you to accurately define your specific allergens and develop an individual treatment plan," she said. "Some patients need minimal medication, while others require more aggressive therapy."



Immunotherapy, or allergy shots, often brings relief to patients who don't respond to medical management. The treatment consists of a series of injections given at frequent intervals (often once or twice a week to start), designed to reduce the body's sensitivity to specific allergic stimuli, Miller said.



Miller stressed that those with seasonal allergies need to realize that help is available, and to seek it out.



"Seasonal allergies are a serious illness that can really wreak havoc with quality of life," she said. "It isn't something I would recommend anybody tackle on their own. A good allergist doesn't just treat symptoms, but ultimately empowers patients to manage their own illness by teaching them how to exist comfortably in an environment that is hostile to their immune systems. Spring doesn't have to be a time of suffering."



#####

Ah-choo! Joyce Pinson, that's me, is a Kentucky health insurance agent who sneezes alot in the spring. Thank goodness I am only allegic to pollen and not horses! You can visit www.pinsoninsurance.com for Kentucky insurance quotes and information.

Friday, April 18, 2008

Come Join the Fun 
Pikeville KY Hillbilly Days

You just can't take yourself to seriously during Hillbilly Days.  Here's our Kentucky Insurance staff on a old hillbilly car

We're gonna go play





The world of Kentucky Insurance may march on; but this Kentucky insurance agent is ready for a little R & R. It's been a cold dreary winter, and the promise of a glorious mountain spring is literally shouting my name. Did I mention that plate of deep-battered fried oreos mounded high with powdered sugar calling to me?



I don't care if you call me a Hillbilly or not. I just don't. I was born up in the flatlands of Northern Kentucky, educated in the genteel Bluegrass region, and married a fine eastern Kentucky mountain man. I am just as comfortable in a pair of Charles David high heels, as my old cowboy boots. That's the beauty of being a Kentuckian, we have all kinds of choices and when it comes to regionalism, well I'm a little bit of all of them.



With all of that said, I'm signing off for the weekend. Charlie's family is in, including a toddler great nephew we need to spoil. The weather here in Pikeville is fabulous, with not a cloud in the sky. There's several venues for outdoor music around offering everything from Pop, Bluegrass, Christian Rock, and Folk melodies.
(Catch our receptionist Healther Stiltner at the East Ky Expo center plaza on Saturday around 2 PM...the "Downtown Groove")Of course, we'll have a spectacular (or spectacle...depending on your point of view) parade on Saturday, followed by a performance by Kansas at the East Ky Expo.



So I've blogged, the website is open 24/7, and we're gone Hillbillin'. Come on down and be with us!



Charlie Pinson Insurance will be CLOSED at 12:30 Today Friday. For Kentucky Insurance Quotes, Claims, and Information visit our Kentucky Insurance website.

Kentucky Earthquakes this Morning

Louisville KY Damages featured on Fox News



Mornings are never good for me. It takes tea, a good breakfast, and a shower to make me human enough to reply to the most basic of inquiries. When the phone rang at 6:30 this morning, it was all I could do to make my mouth form the words "Hello?"



It was my Mom who lives near the Ohio River, up in Kentucky's Golden Triangle. She reports that she was up this morning when the earth moved; but didn't feel anything. My aunt, who lives across the river in Indiana definitely felt the earth move, and not in a good way.Nevertheless, Mom and Aunt are fine...they just wanted to set my mind at ease.



Reports are still coming in from across several states. As I understand it, the epicenter was in Illinois. Now, I don't know much about earthquakes. And as for homeowners insurance, Charlie tells me earthquake damage is not automatically covered. Earthquake damage is generally covered by an additional rider.Click the Kentucky Division of Emergency Management Kentucky Earthquake Insurance page. Check with your local Kentucky independent insurance agent for more details.



Kentucky Earthquake Resources





To keep updated on the latest Kentucky Earthquake news, listen to your local radio and television reports. National reports like the one on Fox news this morning offer an overview, but when it comes to your own safety local news sources are best.Here's a link to Louisville WAVE 3 covering Louisville KY Earthquake News.



Charlie Pinson Insurance does business throughout the Commonwealth of Kentucky. For Kentucky Insurance quotes and information Kentucky Insurance Quotes

Thursday, April 17, 2008

Pikeville KY 
Small Town with Big Ideas

Pikeville Rotary Club Members Bruce Oldendick and Charlie Pinson manning the Fish Fry during Hillbilly Days 2008

Hillbilly De-Lux
Pikeville Hillbilly Days in Full Throttle




Yesterday, they started arriving in downtown, swarming like bees to honey. Street vendors, exhibitors, and the Shriner Hillbilly Clans. The city parking structure was a bee hive of activity with locals and tourists vying for the best spots.



Today, the crowd started arriving early. At eleven, Main Street was crowded with folks looking for funnel cakes, lemonade, and fried oreos. Most local businesses are running with a tag-team crew. That is to say, Bubba goes to take a walk around town, while Billy Bob keeps the office open....then they switch places. That's what we are doing here at Charlie Pinson Insurance, except its Heather and I "manning" the office. Charlie is out frying fish at the Rotary booth on Main Street, and Mark has gone to his Kiwanis meeting. I'm thinking of hanging a sign on the door that says "Joyce Pinson Insurance" just for giggles.



In talking with folks over at the Pike County Chamber of Commerce, we are expecting to break last years attendance of 80,000 visitors. Y'all come and be a part of the fun down here in the mountains! (Hillbilly Days is second only to Louisville's Kentucky Derby Festival in attendance.)



Tomorrow, we will close the office down at lunch and join in the fun. If you are coming in for the weekend, the highlight of Hillbilly Days is the annual parade which is scheduled to start at 2 pm on Saturday afternoon along Hambley Blvd. Now, the parade is great, don't get me wrong but our receptionist Heather Stiltner moonlights with a band called "Downtown Groove." They are scheduled to perform at 2 PM in front of the Expo center. More about that tomorrow.



Want to see what's actually shakin' downtown? Check out the Hillbilly webcams at www.kywebcams.com. The camera featuring Hambley Blvd is located just behind our office, near the ninety nine stairs of Pikeville College.



Charlie Pinson Insurance Pikeville KY Office will close at 12:30 on Friday, April 18.
Our website at www.pinsoninsurance.com
will remain open for business.



Charlie Pinson Insurance is headquartered in Pikeville, Ky. We are proud of our mountain heritage and proud of the great strides of progress here in Pike County.We love the River City and Louisville's Derby, we love our Alma mater UK Lexington KY, but home is always where the heart is.