If your life changes; your insurance agent needs to know
It's crazy how many people don't think to call their Kentucky insurance agent when there is a major life change. With graduation and wedding season upon us, I thought it would be timely to mention a few reasons to get in touch with us; or your existing insurance agent.
- Graduation. If you are moving to a new location, your Kentucky auto insurance agent needs to know. You want important communications to keep up with you to avoid a lapse in coverage.
If you are coming off your parents' health insurance, and either have not found a job or need to get a policy to span the time between when your employee benefits kicks in you may need Kentucky Short Term Health Insurance. - Getting married? It pays to shop your coverages on Kentucky Car Insurance. Do not assume that adding a spouse to your existing policy is going to be the most economical. Shop with a Kentucky independent insurance agent. Independent agents offer comparisons with a number of companies; helping you find the best value for your money.
What about wedding insurance? Travelers Insurance recently introduced a wedding insurance product in Kentucky. Be sure to insure your big day!
Most importantly, do not forget about Kentucky Life Insurance. Young couples can purchase life insurance fairly inexpensively. Being married means being responsible. Set down with a Kentucky Insurance agent and explore your options. - New job? Will you be driving your car more? Will you be driving it less? Commuting miles are a factor with many Kentucky auto insurance companies. Let your agent know. If you have had a significant wage increase, you may need to evaluate your disability insurance.
- New home? Obviously, your home owners policy will need to be updated. You may need an umbrella policy for additional liability, and maybe more life insurance to pay off the additional debt.
- New motorcycle or toy? Please do not assume it is automatically covered under a homeowners policy. Be sure you check with your Kentucky insurance agent.
- New baby? New grand baby? Life insurance on juveniles is very inexpensive. Call your agent for rates.
As many of you embark on "real jobs" outside the university community, and as you begin your life of wedded bliss, we wish you only the best. Find yourself a Kentucky Insurance agent who cares about you.
This posting is meant as a general guide to Kentucky Insurance. For legal and financial matters always consult a accountant and attorney. Joyce Pinson is a Kentucky Insurance agent. Get Kentucky insurance quotes.
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